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Recently, the Federal Government introduced the Protecting Your Super package, designed to ensure that members are not paying for insurance cover that they do not know about, or premiums that inappropriately diminish their retirement savings.
If your account is considered “inactive”, the insurance may be cancelled from 1 July 2019 unless you tell the fund not to, or you make a contribution or rollover to the super account. Your super is considered inactive if there have been no contributions or rollovers in the preceding 16 months.
All super funds are required to write to their members, but we know many people may not read or understand their superannuation paperwork.
If you would like to discuss your insurances, and whether they are appropriate, or you need a review of the levels of cover and associated premiums, please contact us or speak to your Financial Planner directly.
AGS Financial Group Pty Ltd, ABN 70 093 990 946, trading as AGS Financial Group, are authorised representatives of AMP Financial Planning Pty Limited ABN 89 051 208 327 (Australian Financial Services Licence No. 232706). Any advice on this page is general in nature and does not take into account your personal objectives, financial situation or needs. Accordingly, you should consider the product disclosure statement for any product and your own objectives, financial situation and needs before acting on this information and before acquiring a financial product. You can obtain a copy by contacting us on 02 9966 8188.
Financial planning, corporate benefits and mortgage services are provided by AGS Financial Group Pty Ltd ABN 70 093 990 946, an Authorised Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 (AMPFP), AFS Licence No 232706. Accounting, taxation, and business advisory services are provided by AGS Accounting Pty Ltd ABN 12 166 728 696. Liability limited by a scheme approved under Professional Standards Legislation.