Insurance Advice

All going well, you’re on your way to a secure financial future, but what if things don’t quite go to plan?

The impacts of death, disablement or serious medical conditions can affect many families and individuals, often with serious financial implications. That’s why it’s important to consider the appropriate insurances for your circumstances.

As part of the financial planning process, AGS Financial Group evaluate your circumstances and needs in relation to providing for your family and meeting your financial obligations in the event of misfortune, and can help you select the right cover in a cost effective manner from a wide panel of insurers.

In the event of needing to make a claim, the AGS team will assist in wading through the insurance jargon and requirements to take the stress away and deliver a prompt result.

Comprehensive Personal Insurance Advice

When it comes to insurance, we think it’s important to have the right amount to protect your financial future - not too much, and not too little. We’ll explain what the key types of personal insurance (life insurance, total permanent disablement, trauma and income protection) do - and help work out whether they’re relevant and if so, what’s the right level of cover.

We’ll then advise on the right structure for your insurance, with options like personal ownership, or structuring within superannuation, help you sleect the right features, and obtain pricing from a broad range of insurance companies.

Finally, we’ll help implement your applications, and review your cover over time.

Don’t leave your family’s future to chance. Take steps today to make sure you have the right insurance protection.

If you would like to find out how AGS Financial Group can help you implement the right protection, contact AGS today and ask to speak to a financial planner.