Reach your
destination sooner
with the right
financial advice.
Financial planning, accounting, SMSF, mortgage broking and estate planning — coordinated by one team, so every step accounts for the whole picture.
Services
Everything you need.
One expert team.
Whether you're building wealth, planning for retirement, managing a business or buying a home — AGS has the specialist advisers to help.
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Financial Planning
A clear strategy for wealth creation, retirement and protection — built around your goals, not a product.
- 02
SMSF
Set up, manage and optimise your self-managed super fund with specialists who understand every angle.
- 03
Accounting & Tax
Personal and business tax, accounting and compliance — from individual returns to company structures.
- 04
Mortgage Broking
Access to a wide lender panel, expert guidance from application to settlement.
- 05
Estate Planning
Wills, powers of attorney and estate structures that protect your family and your wishes.
- 06
Corporate Benefits
Workplace benefits programs — corporate super, group insurance and financial education for employers and their teams.
- 07
Property Advice & Buying
Access our curated panel of buyer's agents for off-market properties, expert negotiation and investment-grade research.
- 08
Aged Care
Navigating aged care costs, Centrelink impacts and the family home — in partnership with Zenith Aged Care specialists.
— Our model
Why a one-stop-shop changes outcomes — not just convenience.
Most Australians manage their finances in silos. The mortgage broker doesn't talk to the accountant. The SMSF provider doesn't know about your overall financial plan. And every time you need a new specialist, you explain your situation from scratch.
AGS brings your financial planning, accounting, SMSF, mortgage broking and estate planning into one coordinated team. Your adviser already knows your tax position when they're building your retirement strategy. Your accountant understands your super structure before they lodge your return.
Already have an accountant, broker or solicitor you trust? We work alongside them too — coordinating with your existing professionals so you get the integrated picture without leaving relationships behind.
- 01
One team
Who knows your full financial picture.
- 02
No gaps
Between your advice streams or contradictions in them.
- 03
One view
Tax, super, debt and estate considered simultaneously.
- 04
One relationship
Not four separate services to manage.
What our clients say
Real outcomes. Real people.
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My heartfelt appreciation goes to Gavin for his exceptional guidance over the many years I have sought his advice on my journey to retirement. At one point I thought I would never be able to retire. With Gavin's outstanding help, I am now retired and feel secure and relaxed with my well-organised retirement plan in place.
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We engaged AGS for advice to maximise our nest egg in preparation for retirement. Their in-house loan broker gave us the best deal on a property loan. Their legal consultant made water-tight wills for us both. A wealth of experience and expertise in all aspects of finance, as a one-stop-shop.
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I've been a long-standing client of AGS's financial planning services and a few years ago I also shifted my accounting across — never looked back. Having both under the one umbrella has made it easier to integrate the two when needed. Especially helpful given we have an SMSF.
The Team
Advice from people who've seen it all.
Over 80 professionals across six offices. Swipe to meet some of the people who'll be working with you.
Meet the full team-
Gavin Dubuisson Perrine
Financial Planner
Gavin specialises in personalised financial strategies for individuals, families and businesses — across retirement, wealth management and tax-efficient planning. With over 20 years of experience and a Master of Financial Planning, he makes complex concepts simple.
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Carolyn Williams
Accountant
A Chartered Accountant with a Master of Professional Accounting, Carolyn’s expertise spans tax-effective structures, SMSF, small business CGT concessions and deceased estates.
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Zuzana Buttel
Senior Mortgage & Finance Broker
Zuzana brings more than 25 years of comprehensive lending and finance experience spanning credit underwriting, risk management and over 15 years of mortgage broking.
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Peter Beck
General Manager — Financial Planning & Mortgages, Director
Peter Beck is a Director and General Manager – Financial Planning & Mortgages at AGS Financial Group, leading a multidisciplinary team of advisers, brokers, and client service professionals with more than 30 years of experience.
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Paul Bolstad
CEO & Co-founder
Paul Bolstad is the CEO and Co-founder of AGS Financial Group. He started his career in financial planning in 1997, driven by a genuine desire to make a meaningful difference in people's lives.
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Alex Berlee
Director & Co-founder
As Director and Co-Founder of AGS, Alex Berlee has been helping clients achieve financial security since 1997. A Certified Financial Planner® with a particular focus on high-income executives and clients preparing for retirement.
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Fabiola Vasquez
Head of Client Services
Fabiola has been part of AGS since 2013 and leads a team of 15 client services professionals supporting our financial planners and executive team.
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Nick Mojsovski
SMSF Division Manager
Nick leads the AGS SMSF division, managing over 500 self-managed super funds with over 15 years in financial services.
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Chris Isles
Head of Accounting
Chris joined the AGS Management team in 2013 to lead the accounting arm. He has grown the practice across four offices and holds over 20 years of experience.
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Frank Martino
Financial Planner
With over 25 years in financial advice, Frank specialises in helping individuals, families and business owners build financial security at every stage of life.
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David Hall
Financial Planner
David has worked in financial services for over 18 years and with AGS since 2012. His broad experience spans insurance, investments, retirement and superannuation strategy.
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David Pritchard
Financial Planner
David has been a Financial Planner with AGS for over 20 years, specialising in tailored strategies for families, retirees and professionals.
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Fletcher Pritchard
Financial Planner
Fletcher is an experienced Financial Planner with over 20 years of industry expertise, specialising in superannuation, retirement planning, debt recycling, SMSFs and personal insurance. He offers clear, comprehensive advice tailored to each client's unique circumstances.
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ET Haider
Financial Planner
ET is a Financial Adviser with over 10 years' experience delivering coordinated, practical advice to individuals, families, retirees and high-net-worth clients — across planning, investments, super, retirement, insurance and estate. Holds a Master of Financial Planning.
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Brendan Whitehouse
Financial Planner
Brendan brings decades of experience to financial planning, with a particular focus on retirement — simplifying the complex and building clear, tailored strategies.
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Peter Frey
Financial Planner
Peter partners with clients for the long term, helping them build confidence in their financial decisions and achieve lasting financial freedom.
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Michael Smagin
Financial Planner
Michael believes trust is built through clear communication, transparent fees and putting clients first — with incentives aligned to client goals, not sales targets.
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Aziz Dodhiya
Financial Planner
Aziz specialises in debt strategies that help clients pay off home loans faster while creating passive income streams through disciplined planning.
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Timothy Graham
Financial Planner
Tim has over 12 years of experience and leads the AGS Brisbane office. He works closely with retirees, professionals and families seeking to grow and protect their wealth.
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Heath Banfield
Financial Planner
Based in Melbourne, Heath brings over 12 years' experience helping everyday Australians take control of their finances with clear, practical strategies.
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Matthew Lloyd
Financial Planner
Sydney-based Financial Planner with AGS since 2016, covering the full advice spectrum — SMSFs, wealth accumulation, retirement, estate planning and aged care. Holds a Master of Financial Planning.
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Clare Boadle
Financial Planner
Clare has been helping clients achieve financial security since 2017. Her expertise spans investment strategies, superannuation and retirement planning. Based in Melbourne.
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Sophia Kander
Accountant
A CPA Australia member with over 20 years specialising in personal income tax, Sophia is known for her approachable style and deep technical expertise.
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Tracey Reid
Accountant
Based in Sydney, Tracey is a Chartered Accountant with approximately 20 years of experience providing accounting and tax advice to SMEs and high-net-worth individuals.
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Tristen Hilmer
Mortgage Broker
Tristen brings banking and lending experience from prior roles at Westpac and Bankwest, covering a broad range of mortgage and property financing for clients.
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Susan Rajbhandari
Mortgage Broker
With over 10 years of mortgage broking experience and an MBA and Master of Professional Accounting, Susan specialises in residential and investment lending, refinancing, debt recycling and SMSF lending — built around each client's broader financial goals.
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Bradley Mattioli
Financial Planning Associate
Bradley joined AGS in 2025 with a clear goal: to help clients grow their wealth, improve financial literacy and live life on their own terms.
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Finn Carlyon
Financial Planning Associate
Finn holds a Bachelor of Commerce (Economics and Finance) and is completing his Diploma of Financial Planning. Based in Brisbane.
— Offices & reach
Local advice. Australia-wide service.
Six offices across Sydney, Melbourne and Brisbane — plus remote advice for clients in every state and territory. Wherever you call home, you can work with an AGS adviser.
- 01
North SydneyNSW
Head office — founded 1997
(02) 9966 8188
View office → - 02
NorwestNSW
Hills District
(02) 9899 7566
View office → - 03
MirandaNSW
Sutherland Shire
(02) 9525 0766
View office → - 04
HurstvilleNSW
St George region
(02) 9585 8722
View office → - 05
MelbourneVIC
South Melbourne
(03) 8548 6454
View office → - 06
BrisbaneQLD
Newstead, Gasworks Plaza
(07) 3085 6627
View office → - ↗
Australia-wideremote
Video & phone advice
Not near one of our offices? We work with clients right across Australia by video and phone — with the same coordinated team, the same single point of contact.
Learn more →
Common questions
Before you reach out.
If you don't see your question here, we'd be happy to answer it on a call.
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01 What services does AGS Financial Group offer?
AGS provides financial planning, accounting and tax, SMSF advice, mortgage broking, estate planning, corporate benefits and aged care financial advice — all from one integrated team. You can engage us for a single service or let us coordinate across all of them.
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02 What if I already have an accountant or other professional I want to keep?
That's no problem. Plenty of our clients come to us for one service while keeping a trusted accountant, broker or solicitor elsewhere — and we coordinate with them directly so the advice still works together. The benefit of the integrated team is available whether your other professionals are inside AGS or outside it.
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03 Where are your offices? Do I need to be near one?
We have six offices across NSW (North Sydney, Norwest, Miranda and Hurstville), Victoria (Melbourne) and Queensland (Brisbane). You don't need to be near one — we work with clients Australia-wide by video and phone, with the same coordinated team you'd see in person.
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04 How much does a financial planning consultation cost?
Your first consultation is free. We'll discuss your situation, your goals and what advice would look like for you — with no obligation to proceed. Ongoing fees depend on the services you engage and are agreed in advance, in writing.
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05 How long has AGS been operating?
AGS Financial Group has been advising Australians since 1997. We currently manage over $2.5 billion on behalf of more than 6,000 clients across the country.
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06 Is AGS regulated?
Yes. AGS Financial Group Pty Ltd ABN 70 093 990 946 is an Authorised Representative of Akumin Financial Planning Pty Limited, AFS Licence No. 232706.