0+ Active SMSFs managed
$0M+ SMSF assets under management
0+ Years of SMSF experience
1 Integrated team — advice, accounting & audit
— Why an SMSF?
Join over 1.1 million Australians
who choose to take control.
SMSFs are the largest and fastest-growing segment of the super industry, holding over $1 trillion in assets. The appeal is simple: control, flexibility and the ability to align your super with your broader financial strategy.
Full control & transparency
Choose your own investments, insurance and income strategy. See your fund balance in real time — not 12 months out of date.
Property & leverage
Borrow within your SMSF to invest in property, ETFs or shares via a Limited Recourse Borrowing Arrangement (LRBA).
Tax efficiency
Super is taxed at 15% on earnings and contributions — well below personal rates. In pension phase, earnings can be tax-free.
Estate planning flexibility
Direct your super to the right beneficiaries using binding death benefit nominations and integrated estate strategies.
Wider investment universe
Direct property, unlisted assets, collectables, business real property and more — well beyond a standard super fund.
Consolidate family super
Up to six members can pool resources in one SMSF — ideal for couples, families or business partners.
— The AGS difference
Strategy, accounting and compliance.
All under one roof.
Most SMSF clients deal with a financial adviser, a separate accountant and an independent auditor who never talk to each other. At AGS, your adviser, accountant and auditor are coordinated by one team — so your strategy, tax position and compliance are always aligned.
We use Class Super, the leading cloud-based SMSF administration platform. You get real-time online access to your fund — not an annual report 12 months out of date.
- 01 One team — adviser, accountant and auditor coordinated, not siloed
- 02 No gaps — strategy, tax and compliance always in sync
- 03 Real-time access — Class Super gives you live fund data
- 04 Fixed fees — upfront annual engagement, no surprises
— What we cover
Everything your SMSF needs.
From setup to wind-up.
Strategy & advice
- SMSF suitability assessment
- Investment strategy development
- Contribution and withdrawal planning
- Pension commencement and drawdown strategy
- Insurance within super
- Estate and beneficiary planning
- Property purchase strategy (LRBA)
Administration & compliance
- SMSF establishment and ATO registration
- Class Super cloud administration
- Annual financial statements and tax return
- BAS and PAYG obligations
- Actuarial certificates
- Trust deed updates and amendments
- ATO correspondence management
Audit & tax
- Independent SMSF audit coordination
- Capital gains tax management
- Contributions tax and excess contribution advice
- PAYG withholding for pension payments
- Wind-up services when required
— How it works
Simple, clear,
compliant.
Starting or transferring an SMSF with AGS is straightforward. Here's what to expect.
- 01
Free initial discussion
We meet, review your situation and explore whether an SMSF is the right fit — at no cost, zero obligation.
- 02
Strategy & detailed plan
A clear written plan aligned with your goals, with fixed-fee pricing upfront. No surprises.
- 03
Implementation
We handle SMSF establishment, trust deed, ATO registration, rollovers and all required documentation.
- 04
Ongoing support
Regular reviews, strategy updates, all ATO compliance and annual audit — keeping your fund well-managed, every year.
— Ongoing compliance
Strategy and administration
under one roof.
Running an SMSF comes with ongoing compliance obligations every year — accounts, tax returns, audits, ATO reporting and trustee documentation. AGS handles all of it, so your fund stays compliant and your time stays yours.
Because our administration team works alongside your SMSF adviser, the same people who manage your compliance understand your strategy — and can flag opportunities the moment they arise.
SMSF Administration
Annual accounts, tax returns, audits & ATO reporting — handled.
Learn about SMSF Administration →— Questions answered
Common SMSF
questions.
Can't find what you need? Call us on (02) 9966 8188.
Is an SMSF right for me?
SMSFs work best for those who want control over their investments and have sufficient balance to justify the setup and running costs. As a general guide, a combined super balance of $250,000+ is recommended — though this depends entirely on your circumstances. We assess suitability at no cost in an initial discussion.
How much does it cost to run an SMSF?
AGS charges fixed, transparent annual fees — not hourly rates. We provide your complete fee schedule upfront so there are no surprises. Typical costs cover our administration fee, accounting, the annual independent audit and any ATO levies.
Can my SMSF buy an investment property?
Yes — an SMSF can borrow to purchase property via a Limited Recourse Borrowing Arrangement (LRBA). There are strict rules governing this structure. Our team includes both financial advisers and mortgage brokers who can help you structure the purchase correctly.
What administration software do you use?
We use Class Super, the leading cloud-based SMSF administration platform used by over 1,500 accounting firms across Australia. This gives you real-time online access to your fund — not just an annual report 12 months after year end.
Can I still manage my own investments?
Yes. We're happy to let you manage your own investments if you prefer. We handle the compliance, administration and strategy side — you retain the investment control you want.
Can I transfer my existing SMSF to AGS?
Absolutely. We regularly assist clients who want a more proactive adviser or who have outgrown their current administrator. We manage the transition — reviewing your existing structure, updating the trust deed if required, and taking over administration seamlessly.
What if I already have an accountant or financial planner I want to keep?
That's no problem. Plenty of our SMSF clients keep an existing accountant or planner — we'll handle the SMSF administration, compliance and strategy and coordinate with your other professionals directly (with your permission) so your fund stays aligned with your broader tax and wealth strategy.
— Near you
SMSF in your area.
Dedicated pages for the areas we serve, backed by the full depth of the AGS team — plus advice across our Sydney offices and Australia-wide.
North Sydney North Sydney · North Shore SMSF · North Sydney → Hurstville Hurstville · St George (SMSF hub) SMSF · Hurstville → Miranda Miranda · Sutherland Shire SMSF · Miranda → Norwest Norwest · Hills District SMSF · Norwest → Melbourne South Melbourne · Victoria-wide SMSF · Melbourne → Brisbane Newstead · Queensland-wide SMSF · Brisbane → Remote advice Australia-wide · video & phone SMSF · remote →