11 articles
Articles about retirement-planning from AGS Financial Group.
When can you get to your super, and how much can you take? A plain guide to preservation age, conditions of release, transition to retirement and the tax on withdrawals.
Read article →Selling the family home can free up capital and top up your super through the downsizer contribution. Here's what downsizing really frees up, the costs that eat into it, and the Age Pension catch.
Australians are living longer, but not all of those extra years are healthy ones. Here's why retirement plans built only around life expectancy miss the years that matter most financially.
Aged care fees now run on two different systems depending on entry date. Here's what the basic daily fee, hotelling contribution and non-clinical care contribution cost, how the family home is assessed, and when to get advice before signing a resident agreement.
Supporting adult children and ageing parents at the same time puts your own retirement at the back of the queue. Here's how to structure support for both without quietly running down your own super.
A defined benefit fund pays a lump sum or a pension set by a formula (often a generous one), not by an account balance. These schemes are often confusing to members and inexperienced advisors, with variations in how the money is taxed, how much of it counts against the caps, what happens when you die, and which retirement decisions can never be undone.
The three questions that tell you whether you're on track for the retirement you actually want, and the practical steps to close the gap if you're not.
Brisbane's economy has its own character, and good advice reflects that. Here's what a local financial planner actually does, what it costs, when it's worth seeing one, and how a Newstead-based team with national depth behind it works day to day.
The question every Australian eventually asks. ASFA benchmarks, the rule of 25, what a couple really needs, retiring early at 50 or 55, and how the Age Pension changes the maths.
Median and target super balances by decade, from your 30s to your 60s, plus what to do if you're behind. Australian 2026 benchmarks.
Your 50s are the decade with the highest impact on how well you retire. Ten things worth getting right now, from super catch-up to estate planning.
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