Miranda office Level 1, Suite 101, 29 Kiora Road, Miranda NSW 2228
Phone (02) 9525 0766
29+ Years advising Australians
6,000+ Clients across the country
$2.5B Funds under advice
6 Offices nationally
— Mortgage Broking in Miranda
A Sutherland Shire broker who sees the whole picture.
Most mortgage brokers focus on the loan in isolation. Our Miranda team focuses on what the loan does for your wider financial position. Because your broker, financial planner and accountant are on the same team, your lending is structured around your tax position, investment strategy and long-term goals — not just the rate on the day.
We work with a large panel of lenders and help Sutherland Shire clients with first home loans, upgrades, refinancing and investment lending. For local families upgrading and small-business owners in particular, having a broker who can also talk to an accountant on the same floor is a real edge.
Meet your broker at our Kiora Road office, right next to Westfield Miranda, or by phone and video — whichever fits your schedule.
— What we do
How we help home buyers, upgraders & investors
First home loans
Borrowing power, deposit strategy and access to NSW First Home Buyer Assistance, stamp duty concessions and the Home Guarantee Scheme.
Learn more →Upgrading or upsizing
Bridging the gap between selling one Shire home and buying the next — cashflow and timing carefully managed.
Learn more →Refinancing
Reviewing your current loan against the market — for a sharper rate, better features, debt consolidation or to release equity.
Learn more →Investment property loans
Interest-only vs P&I, offset and equity structures, and lender appetite for Shire investment property.
Learn more →Self-employed lending
Lenders who take a sensible view of business income, BAS and add-backs — presented by our in-house accounting team.
Learn more →Pre-approval
A realistic, lender-checked borrowing position before you bid or buy — so you negotiate with confidence.
Learn more →— Local knowledge
Lending for the Shire.
The Sutherland Shire has a strong owner-occupier and family-upgrader market, with property values varying significantly between the inland suburbs, the bayside and the beach. Lender valuations and policy on different property types shift across the Shire — and getting the right loan against the right property matters here, especially when you're moving between homes.
From Miranda, Caringbah and Cronulla through to Gymea, Kirrawee, Sylvania, Woolooware and Engadine, our brokers work with first home buyers, upgraders, refinancers and investors — in person at our Kiora Road office or online, whichever suits.
Book a free initial discussion— Also in Miranda
One team, every service.
— Questions answered
Mortgage Broking in Miranda
— your questions.
Can't find what you need? Call us on (02) 9525 0766.
Where is the AGS Miranda mortgage broking office?
Level 1, Suite 101, 29 Kiora Road, Miranda — next to Westfield Miranda and easy from across the Sutherland Shire. You can call us on (02) 9525 0766 or use the directions link to head over.
What does a mortgage broker cost?
Usually nothing. Brokers are paid a commission by the lender once your loan settles, so our service is generally free to you. We're required by law to act in your best interests, and we'll always tell you upfront if any fee could apply to your circumstances.
Can you help first home buyers in the Sutherland Shire?
Yes. We help Shire first home buyers structure finance around NSW First Home Buyer Assistance, stamp duty concessions and the federal Home Guarantee Scheme where eligible. We'll work out your real borrowing power and deposit position before you start looking.
I run my own business — can you still get me a loan?
Yes. Self-employed lending is one of the main reasons people use a broker. We know which lenders take a sensible view of business income, BAS and add-backs, and because AGS has its own accounting team in the same office, we can present your financials exactly the way lenders need them.