How Much Does a Financial Planner Charge? Understanding the Value of Professional Advice When considering the services of a financial planner, one of the first questions people often ask is: “How much does a financial planner charge?” While understanding the cost of professional advice is crucial, it’s equally important to consider the potential cost of […]

Building a Better Retirement: Are You on Track? Retirement might feel like a distant goal, but the secret to a successful and fulfilling retirement is to start planning early. The decisions you make today can set the foundation for a financially secure future and allow you to enjoy the lifestyle you’ve always envisioned. At AGS […]

Navigating Financial Success in a Higher Interest Rate Environment With interest rates at elevated levels, achieving financial success may seem challenging. However, there are strategies that remain effective regardless of market conditions—one such strategy is Debt Recycling. In this article, we’ll explore how debt recycling can help you optimise your finances, even while interest rates […]

Webinar Invitation – Understanding the Super Basics For most Australians, aside from the family home their largest asset is generally their Super. However, it’s often poorly understood, with many people either putting it off, or ignoring it because it’s too complicated. If you’re one of these people, or you’ve got an interest but would like […]

Employee Share Schemes (ESS) are a valuable way for employees to share in the ownership of the company they work for, offering potential financial benefits beyond their regular salary. While owning shares in your employer can provide long-term growth, it’s crucial to develop strategies that maximise the financial opportunities available through your ESS. With the […]

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent and the interest rate paid on Exchange Settlement balances unchanged at 4.25 per cent. Inflation has fallen substantially since the peak in 2022, as higher interest rates have been working to bring aggregate demand and supply closer […]

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent and the interest rate paid on Exchange Settlement balances unchanged at 4.25 per cent. The central forecasts set out in the latest SMP are for inflation to return to the target range of 2–3 per cent late […]

Worked in the UK? Take action now on National Insurance to enhance your State Pension entitlements. Are You Eligible for a UK State Pension? If you’ve worked in the UK, you may qualify for a UK state pension even if you’re currently living abroad. The UK state pension is a valuable benefit, providing financial support […]

Key tax & lodgement dates for the April to June quarter 2024 21 July Lodge and pay June 2024 monthly business activity statement. Lodge and pay quarter 4, 2023–24 PAYG instalment activity statement for head companies of consolidated groups. 28 July Lodge and pay quarter 4, 2023–24 activity statement if electing to receive and lodge […]

At AGS, we believe an important part of your financial plan includes looking after the next generation. This involves both transferring wealth and minimizing the trauma and uncertainty experienced by your loved ones when it is time to say goodbye. While you may have thought about making a will and related estate planning matters, have […]

The economy continues to slow, with inflation remaining sticky, the new federal budget making waves, and global events that may have a significant impact. Despite investment returns for the financial year were very strong. Financial year 2023/24 2023-24 provided another year of strong returns for investors as shares were boosted by falling inflation, central banks […]

According to the Australian Competition and Consumer Commission (ACCC), in 2022 financial scams cost Australians around $3 billion. Financial fraudsters deceive, manipulate and exploit victims into making financial transactions or investments, or sharing sensitive information for illegal profit, money laundering or even funding terrorism activities. There are well-organised cyber-crime “factories” working hard to exploit vulnerable […]

Ensuring the health of your superannuation is paramount for securing your financial future. Just like an annual physical examination, conducting a regular “Super Health Check” can help you optimise your retirement savings and protect your financial well-being. By following these five simple steps, you can take control of your superannuation and ensure it aligns with […]

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent and the interest rate paid on Exchange Settlement balances unchanged at 4.25 per cent. Inflation has fallen substantially since its peak in 2022, as higher interest rates have been working to bring aggregate demand and supply closer […]

With the end of the financial year fast approaching, we’d like to remind you about some potential opportunities for super contributions. There are a number of strategies that may be of benefit in the lead up to 30 June: Personal deductible contributions: those looking to reduce their taxable income can consider a contribution to super […]