Calculators &
planning tools.

Project your retirement income from super, the Age Pension and other savings. Test different contribution and drawdown scenarios to see if you're on track.

Useful for: How much you'll have at retirement, how long it will last, and whether you're on track for the lifestyle you want.

Estimate your super balance at retirement based on contributions, fees, investment returns and insurance premiums.

Useful for: Whether your current super strategy will deliver enough, and how small changes today compound over decades.

Map income and expenses across categories to see where your money is going and identify cashflow you could redirect to savings, debt or super.

Useful for: Identifying surplus cashflow that can be invested, used to pay down debt, or contributed to super.

Estimate your annual income tax and Medicare levy based on current Australian tax rates and offsets.

Useful for: Understanding your marginal tax rate — the starting point for any tax-effective strategy including super contributions, debt recycling and income structuring.

Calculate repayments, total interest payable, and how extra repayments or rate changes affect your loan.

Useful for: Sizing borrowing capacity, comparing fixed vs variable loan structures, and stress-testing repayments against rate movements.

Estimate how much life insurance cover you and your family may need based on outstanding debts, income replacement and dependants.

Useful for: Starting a conversation about appropriate cover levels for life, TPD, trauma and income protection insurance.