29+ Years advising Australians
6,000+ Clients across the country
$2.5B Funds under advice
6 Offices nationally
The AGS approach
Proactive tax.
Not just compliant tax.
There's a meaningful difference between an accountant who lodges your return and one who actively works to improve your position. Compliance-only tax is about recording what happened. Proactive tax is about understanding your full picture — income, investments, deductions, structures and timing — and making sure your return reflects every legitimate opportunity to minimise what you owe. At AGS Accounting, our approach has always been the latter. We ask questions before the end of the financial year, not after. We look for deductions you might have missed, flag timing decisions around income and expenses, and ensure your tax return is consistent with the financial plan our advisers have built for you.
The types of individual tax work we handle range well beyond the straightforward salary return. We regularly prepare returns for clients with investment properties — including depreciation schedules, rental income, interest deductions and capital works claims. For those with share portfolios or managed fund investments, we calculate dividend income, franking credits, and the correct application of CGT discount for assets held over twelve months. Trust distribution income, whether from a family trust or an estate, requires careful treatment that generalist accountants sometimes handle incorrectly. Business income reported on an individual return — whether through sole trading or a partnership — requires an understanding of the entity and the person that our integrated team is well-placed to provide.
The most effective way to minimise tax is not to find deductions in July — it's to make the right decisions throughout the year. That means your accountant and financial planner need to be talking. At AGS, they are the same team. Our financial planners coordinate with our accounting staff throughout the year on contribution timing, investment structure decisions, CGT harvesting opportunities and deductible debt management. When the end of financial year arrives, the return we prepare is a reflection of a year of coordinated decisions — not a scramble to claim what's left over.
What we cover
Individual tax areas we handle
Individual tax returns
Accurate, thorough preparation of your annual return — whether straightforward employment income or a complex multi-source return — lodged on time and reviewed for completeness.
Investment property tax
Full treatment of rental property income and deductions — interest, depreciation, capital works, repairs, agent fees and loan costs — prepared correctly and consistently year to year.
Capital gains tax (CGT)
Accurate calculation of capital gains and losses across shares, property, managed funds and other assets — applying the CGT discount correctly and coordinating timing with your financial plan where possible.
Share & managed fund income
Dividend income, franking credits, distribution statements and foreign income from investment portfolios — handled correctly so you receive every credit you're entitled to.
Trust distributions
Correct reporting of trust distribution income from family trusts, deceased estates and investment trusts — including the correct application of any tax components.
Tax planning & minimisation
Proactive conversations before 30 June about timing, contributions, deductions and structuring — so you're not just reporting history but actively managing your tax position.
Who this is for
You may benefit from our tax services if you are…
- An investor with one or more investment properties or a share portfolio generating income each year
- Someone who received a capital gain this year from a property sale, share disposal or business transaction
- An individual with income across multiple sources — employment, investment, trust distributions or business
- Wanting to minimise your tax bill legitimately and make sure every valid deduction is claimed
- Currently using a generalist accountant who doesn't know your financial plan or investment strategy
- Self-employed or a contractor who needs personal tax handled alongside business income and deductions
Get more from your tax return this year.
Book a conversation with AGS Accounting to discuss your tax position and what proactive planning could save you.