3 articles
Life, income protection, TPD and trauma insurance — understanding your cover.
View our Insurance service →TPD insurance pays a lump sum if illness or injury stops you working again. Whether it pays depends almost entirely on which definition your policy uses, and most people don't know which one they have.
Read article →Trauma insurance pays a lump sum on serious illness like cancer, heart attack or stroke. Here's what it covers, how it differs from income protection and TPD, and a real client story showing why it matters.
Income protection and total and permanent disability cover both protect you if you can't work, but they work in completely different ways. Getting the right mix is one of the most important financial decisions you can make.
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