North Sydney office Level 8, Suite 3/8 West Street, North Sydney NSW 2060
Phone (02) 9966 8188
29+ Years advising Australians
6,000+ Clients across the country
$2.5B Funds under advice
6 Offices nationally
— Mortgage Broking in North Sydney
A North Shore mortgage team that sees the whole picture.
Most mortgage brokers focus on the loan. Our North Sydney team focuses on what the loan does for your overall wealth. Because your broker, financial planner and accountant are on the same team, your lending is structured around your investment strategy, tax position and long-term plan — not just today's rate.
We work with a large panel of lenders and help North Shore clients with first home loans, next home purchases, refinancing and investment lending. For many North Shore clients — where property values are high and investment portfolios are complex — how the lending is structured matters as much as what it costs.
Meet your broker at our West Street office, one block from Victoria Cross Metro, or by phone and video — whatever fits your schedule.
— What we do
How we help North Shore home buyers, refinancers & investors
First home loans
Navigating lender policies, guarantor options and government schemes to get first home buyers into the market.
Learn more →Refinancing
Reviewing your existing loan against the market — for a better rate, features or to release equity.
Learn more →Investment property lending
Structuring investment loans — interest-only terms, offset accounts and portfolio lending for North Shore investors.
Learn more →Upgrading or upsizing
Bridging the gap between selling one property and buying the next — cashflow and timing managed carefully.
Learn more →Debt recycling
Converting non-deductible mortgage debt into deductible investment debt — building wealth while paying off your home.
Learn more →Commercial & business lending
Lending for business owners — commercial property, equipment finance and business acquisition.
Learn more →— Local knowledge
Mortgage strategy for the North Shore.
The lower North Shore is one of Sydney's most active property markets — with high median prices, a large proportion of investors alongside owner-occupiers, and many clients managing complex portfolios across multiple properties. Getting the lending structure right here matters more than almost anywhere.
From Mosman, Neutral Bay and Cremorne to Chatswood, Crows Nest and Lane Cove and across the North Shore, our brokers work with buyers, investors and refinancers — in person at our West Street office or online, whichever suits.
Book a free initial discussion— Also in North Sydney
One team, every service.
Financial planning in North Sydney
Retirement, wealth creation, super and insurance advice.
Learn more →Accounting & tax in North Sydney
Tax returns, BAS, bookkeeping and business advisory.
Learn more →SMSF advice in North Sydney
Self-managed super strategy, administration and compliance.
Learn more →— Questions answered
Mortgage Broking in North Sydney
— your questions.
Can't find what you need? Call us on (02) 9966 8188.
Is the mortgage broking team actually based in North Sydney?
Yes. North Sydney is our head office and the home of our mortgage broking team. Our brokers are based here at Level 8, 8 West Street and work with clients across the North Shore and beyond — in person at our West Street office, or by phone and video.
How does AGS mortgage broking differ from going directly to a bank?
A broker compares loans across a large panel of lenders, not just one. But the bigger AGS difference is integration — your broker works alongside your financial planner and accountant at the same firm, so your mortgage is structured around your full wealth strategy: investment, tax, retirement and estate, not just the rate.
Can you help with investment property lending as well as a home loan?
Yes. We work with first home buyers, owner-occupiers refinancing, and investors building a property portfolio. For investors on the North Shore, structuring the lending correctly — interest-only terms, offset accounts, trust structures — is often as important as the rate.
What lenders do you work with?
We work with a large panel of lenders including the major banks, second-tier lenders and specialist lenders — so we can compare rates, features and policies across the market and recommend the structure that best suits your situation, not just the lender who pays the highest commission.
Can you coordinate my mortgage with my financial planning and accounting?
Yes — that's a core advantage of AGS. Your mortgage broker, financial planner and accountant are on the same team. That means your lending is structured to complement your investment strategy, your tax position and your retirement timeline — not in isolation from them.