29+ Years advising Australians
6,000+ Clients across the country
$3.8B Funds under advice
8 Offices nationally
— Mortgage Broking in Picton
Lending expertise with deep local roots.
Lending was at the heart of the Picton practice. Hartley Financial was founded by a mortgage broker, David Hartley, and grew a strong lending business across Wollondilly and Macarthur before AGS acquired the firm in September 2026. That broking team continues under AGS.
South-west Sydney throws up loans the big banks handle poorly: acreage and rural-residential purchases, construction in the Wilton and Oran Park estates, and finance for self-employed tradies. A broker who knows the area and the lenders makes the difference.
Because AGS brings broking together with financial planning and accounting, your loan is structured with your tax and investment position in view. Meet us at the Argyle Street office in Picton, or by phone and video.
— What we do
How we help Buyers, refinancers & investors across the region
Home loans
First-home and next-home lending across Wollondilly and Macarthur.
Learn more →Refinancing
Reviewing your current loan and moving it if a better structure or rate is available.
Learn more →Rural-residential & acreage
Finance for lifestyle blocks and acreage that many lenders shy away from.
Learn more →Construction loans
Progress-payment lending for building in the growth estates.
Learn more →Investment lending
Structuring investment loans with your planner and accountant.
Learn more →Debt recycling
Turning non-deductible home debt into deductible investment debt, structured with your planner.
Learn more →— Local knowledge
Lending grounded in Wollondilly and Macarthur.
The region is booming and varied: new-build estates at Wilton and Oran Park, established homes through Picton and Tahmoor, and acreage across the rural fringe. Each needs a different lender and a different approach, and a local broker who has done all three saves time and knock-backs.
From Picton, Tahmoor and Bargo to Camden, Wilton and Narellan, our brokers work with first-home buyers, upgraders, refinancers and investors, in person at the Argyle Street office or online.
Book a free initial discussion— Also in Picton
One team, every service.
— Questions answered
Mortgage Broking in Picton
— your questions.
Can't find what you need? Call us on 1300 55 44 77.
Is the mortgage broking team based in Picton?
Yes. The broking team is based at the Picton office at Shop 2, 139 Argyle Street, and has arranged home and investment loans across Wollondilly and Macarthur for years. You can meet in person or work with us by phone and video.
Can you finance acreage or rural-residential property?
Yes. Acreage and rural-residential lending is a local speciality. These properties, and self-employed income, need particular lenders and structures that the big banks often decline, and we know which lenders to approach.
Do you help self-employed borrowers?
Yes. The region has a lot of tradies and business owners, and self-employed lending is a regular part of what we do, with the right documentation and lender chosen for your situation.
What does a mortgage broker cost?
For most home loans there is no charge to you: the lender pays the broker a commission, which we disclose. Your first discussion is free and carries no obligation.
Can you coordinate my loan with financial planning and tax?
Yes. As part of AGS, your broker works with the planning and accounting teams, so your loan is structured with your tax and investment position in view, not just the headline rate.