Melbourne office Ground Floor, 68-72 York Street, South Melbourne VIC 3205
Phone (03) 8548 6454
29+ Years advising Australians
6,000+ Clients across the country
$2.5B Funds under advice
6 Offices nationally
— Financial Planning in Melbourne
A Melbourne planner with the depth of a national firm.
Whether you're a Melbourne professional building wealth, a family balancing a mortgage and school fees, or a retiree wanting your savings to last, good financial advice is about more than picking investments — it's a coordinated plan across super, tax, insurance and lending.
Our South Melbourne advisers build that plan with you and review it as life changes. And because AGS brings financial planning, accounting, SMSF and mortgage broking together under one roof, the strategy actually joins up — your planner, your accountant and your broker are talking to each other, not working in isolation.
AGS has advised Australian clients for nearly 30 years. Melbourne clients get a local relationship and the full weight of that experience behind it.
— What we do
How we help Melbourne individuals, families & retirees
Retirement planning
Modelling how much you'll need, when you can stop, and how to draw an income through retirement tax-effectively.
Learn more →Wealth creation
Investment strategy, asset allocation and structures to grow wealth in line with your goals and risk comfort.
Learn more →Superannuation strategy
Contribution strategies, consolidation and fund selection to make your super work harder before retirement.
Learn more →Personal insurance
Life, TPD, income protection and trauma cover sized to your obligations — reviewed inside super where it makes sense.
Learn more →Pre-retirement planning
Transition-to-retirement, contribution caps and timing strategies for clients in the final decade before retiring.
Learn more →SMSF coordination
Advice on whether an SMSF suits you, working with AGS's specialist SMSF team for setup and ongoing strategy.
Learn more →— Local knowledge
Advice grounded in your Melbourne reality.
Melbourne households face their own pressures — among the country's higher property prices, long pre-retirement savings runways, and a heavy mix of industry-super members. Our advisers factor all of it into your plan rather than handing you a generic template.
From young professionals in Port Melbourne, South Yarra and Richmond to established families in Toorak, Hawthorn and Camberwell and retirees across the inner suburbs, we tailor strategy to where you actually are — and meet you in South Melbourne or online, whichever suits.
Book a free initial discussion— Also in Melbourne
One team, every service.
— Questions answered
Financial Planning in Melbourne
— your questions.
Can't find what you need? Call us on (03) 8548 6454.
Do I need a Melbourne-based financial planner, or can I work remotely?
Either works. Our Melbourne advisers are based in South Melbourne, on the corner of York and Clarendon Streets, and welcome in-person meetings. Many Melbourne clients prefer video and phone appointments — our team is fully set up for remote advice, so you get the same planner and the same plan whichever you choose.
How much does financial planning cost in Melbourne?
Your first initial discussion is free and carries no obligation. After that, advice is delivered on a transparent fee basis agreed with you upfront — there are no hidden commissions on investment or super advice. The exact fee depends on the complexity of your situation, which we'll confirm in writing before any work begins.
Is the Melbourne planner a real adviser or a referral to Sydney?
A real, dedicated Melbourne adviser. The Melbourne office is staffed by AGS financial planners who live and work in Victoria. They're backed by AGS's specialist teams — SMSF, accounting and lending — so a Melbourne client gets local relationship plus national depth.
Can you help with both my super and my self-managed super fund?
Yes. We advise on retail and industry super strategy, and — through AGS's specialist SMSF division managing over 500 active funds — on whether an SMSF suits you and how to run one compliantly. Because planning, accounting and SMSF sit under one roof at AGS, the advice is coordinated rather than siloed.